Financing Your Design Build Renovation

Financing Your Dream Renovation

Your vision shouldn’t have to wait. Through our partnership with RenoFi, Volpe clients gain access to renovation financing built specifically for projects like yours — so you can do the full renovation right the first time, without compromise.

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A Smarter Way to Fund Your Project

Most home loans weren’t designed for renovations. RenoFi loans are. They let you borrow based on your home’s future value — its worth after your project is complete — which often means significantly more borrowing power than a traditional HELOC or home equity loan.

We’ve partnered with RenoFi because their approach mirrors ours: purpose-built solutions, real human guidance, and a focus on getting it right the first time.

Why RenoFi

Built for Renovators, Backed by Experts

RenoFi was designed specifically for home renovation — not for cookie-cutter mortgages. That means solutions that are purpose-built, not patched together.

More Borrowing Power, Smarter Terms

RenoFi loans let you borrow based on your home's future value, so you can complete your full renovation without cutting corners or splitting the work into phases.

Trusted by Lenders, Loved by Homeowners

RenoFi partners with credit unions and lenders across the country, giving you access to vetted financing and competitive rates through a name lenders trust.

A Human Approach to Home Financing

Real renovation advisors. Real guidance. No call centers or canned scripts — just professionals who care about your goals as much as you do.

A Proven Track Record

RenoFi has helped thousands of families access over $2 billion in renovation financing, with a 4.6-star customer satisfaction rating. Verified reviews. Real results.

Frequently Asked Questions

How much can I borrow?

Lenders base this on several metrics, including your current home value, your home’s estimated “after renovation value,” your outstanding mortgage, and your overall financial health. Most lenders allow RenoFi loans up to $500k (loans over $250k have stricter qualification criteria). Most lenders let homeowners borrow up to 125% of the current home value, or up to 90% of the after renovation value — and some go up to 150% of the current home value.
No. There are several versions of RenoFi loans, including home equity options that don’t require refinancing. With so many homeowners having locked in ultra-low rates, this is especially valuable — and one of the things that makes RenoFi loans unique.
A home equity loan or HELOC lets you borrow against the current value of your home. RenoFi loans let you borrow against the after renovation — or future — value. Homeowners who’ve been in their homes for 10+ years may have plenty of built-up equity to draw on. But for more recent buyers, a true renovation loan often offers higher borrowing power. Note: there’s no guarantee your home will increase in value, and in rare cases you may owe more than your home is worth.
After renovation value is the estimated value of your home once your renovation is complete — your home’s current value plus the added value of your planned improvements. It’s confirmed through an “as-completed” appraisal based on your proposed renovation plan, on the condition that it’s completed. Homeowners can borrow up to 90% of their home’s after renovation value through a RenoFi loan.
RenoFi loans don’t require the draw schedules, inspections, or refinancing that typical construction loans do — requirements many contractors find frustrating and slow. That means a smoother process for you and for us.

Meet Your Financing Advisor

John Holtz — Mortgage Loan Officer, RenoFi

"John was excellent. The process was smooth. Highly recommend."
"John is GOLDEN! Excellent communication from the start. He returns calls and responds to texts in a timely manner — that's what I liked most about working with him."
"John at RenoFi was so easy to work with. Everything went as smoothly as it could, and all the terms we initially discussed were the terms we closed with."

Ready to Start?

Let’s talk about your project — and the smartest way to fund it. Schedule your free consultation with Volpe, and we’ll connect you with financing built for renovators.
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Loan terms and conditions apply, including acceptable membership requirements stipulated by third-party credit union lenders. Not all borrowers or property types qualify. RenoFi is a loan broker, not a lender, and does not make credit decisions. Loans are underwritten and funded by third-party lenders. NMLS # 1802847 / # 2412747 (www.nmlsconsumeraccess.org); in CA: Renovation Technologies Holdings Inc., CA Department of Real Estate Broker License # 02195141.